Joyce Cavanagh, Ph.D.
Associate Professor and Extension Family Economics Specialist
2251 TAMU
College Station, Texas 77843-2251
phone: (979) 845-3859
fax: (979) 845-6496
jacavanagh@ag.tamu.edu
Dr. Joyce Cavanagh is an Associate Professor and Extension Family Economics Specialist with the Texas AgriLife Extension Service, The Texas A&M University System. She holds a Ph.D. and M.S. from the University of Missouri-Columbia in Consumer and Family Economics, and a B.S. in Home Economics Education from the State University of New York in Plattsburgh. In addition to Texas, she has served as an Extension Specialist in Missouri and New Hampshire.
Dr. Cavanagh's work focuses on family financial management, especially with low-income families; workforce development, particularly with welfare-to-work audiences; financial literacy for youth; and financial security in later life. She holds membership in the American Association of Family and Consumer Sciences (AAFCS), the Texas Association of Family and Consumer Sciences, the Association for Financial Counseling and Planning Education, the American Council on Consumer Interests, and the Texas AgriLife Extension Service Specialists Association.
Nancy L. Granovsky, M.S., CFP®, CFCS
Regents Fellow, Professor and Extension Family Economics Specialist
2251 TAMU
College Station, Texas 77843-2251
phone: (979) 845-1869
fax: (979) 845-6496
n-granovsky@tamu.edu
Nancy Granovsky is Professor and Extension Family Economics Specialist for the Texas AgriLife Extension Service at Texas A&M University. Nancy has responsibility for Extension program development in family economics and financial planning and management education. Her current projects include employee financial management education; retirement planning; the NEFE High School Financial Planning Program®; Consumer Decision Making Judging Event; Financial Security in Later Life; financial planning for college; financial planning for women; Operation READY; and gender and development. She is a frequent presenter on financial planning topics and on topics related to international development, and she is the author of numerous Extension publications and curricula in financial management education.
Nancy represents the Texas AgriLife Extension Service on SEBAC, the System Employees Benefits Advisory Committee of The Texas A&M University System and has served as its Chair. She is the 2003 President of Epsilon Sigma Phi, Alpha Zeta Chapter. She is past president of the International Federation for Home Economics, Texas Association of Family and Consumer Sciences, and the Texas AgriLife Extension Service Specialists Association.
In December 2002, Nancy was designated as one of seven Regents' Fellows by The Texas A&M University System Board of Regents. She received the Faculty Distinguished Achievement Award in Extension from the Association of Former Students of Texas A&M University in 1997, was named 1997 Home Economist of the Year by the Texas Association of Family and Consumer Sciences, and received the Epsilon Sigma Phi Mid-Career Award in 1998 and its State Distinguished Service Award in 2001. In 2000, she received the Regional Distinguished International Service Award from Epsilon Sigma Phi. Nancy received the Dean Don Felker Financial Management Team Award in 1998 and in 2001, and the Specialist Award for Distinguished Achievement from the Texas Extension Association of Family and Consumer Sciences.
Nancy holds a B.S. degree from the University of Minnesota in Home Economics Education. Her M.S. degree in Family Economics and further post-graduate studies are from Kansas State University. She is a Certified Financial Planner® certificant and is certified in Family and Consumer Sciences. She is fluent in Spanish.

