Course Information
A Debtor Education Personal Financial Management Course
This 2½ hour, classroom-based course meets the legal requirement for personal finance education for anyone who has filed Chapter 7 or Chapter 13 bankruptcy in the state of Texas.
The course provides practical, unbiased strategies to reduce spending, increase savings, and manage credit wisely. It will cover the following topics:
- Developing a spending plan
- Setting SMART financial goals
- Cutting costs, better buying, and increasing savings
- Using credit wisely and understanding your credit report
- Recordkeeping and sources of unbiased information
- Understanding interest rates and fees - the full “cost of money”
Certificate
Participants who complete the training program requirements will receive a certificate that will document that you have satisfied the personal education requirement of the Chapter 7 or Chapter 13 bankruptcy filing process.
Training program requirements:
- Pre-register and pay for course
- Attend 2½ hour classroom course
- Complete course evaluation form
Fee
- $25 per person
- $40 per couple
- Services are provided without regard for students’ ability to pay. The course fee will be waived for those who provide proof of current receipt of TANF, WIC, food stamps, or SSI.
Courses
Edinburg
Location:
410 North 13th Ave.
Edinburg, TX 78541-3408
Click for Map
- Thursday, Feb. 16, 2 - 4:30 p.m.
- Wednesday, March 14, 2 p.m.- 4:30 p.m.
- Thursday, April 18, 2 - 4:30 p.m.
- Thursday, May 17, 2 p.m.- 4:30 p.m.
- Wednesday, June 16, 2-4:30 p.m.
Printable Registration Form (En Español)
Instructor:
Nora Garza
M.S. in Home Economics from Oklahoma State University
B.S. in General Home Economics from Arizona State University
B.S. in Journalism from Arizona State University
Certified Instructor: Money Smart - FDIC
Certified Provider: First Time Home Buyer - Texas Department of Housing and Community Affairs
The sponsor is approved to issue certificates evidencing completion of a personal financial management course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider’s services.
